Alaska mortgage loan
The division licenses and examines mortgage broker-lenders and their loan originators. Staff investigates consumer complaints and takes enforcement action as needed. All licensing activity is done through the NMLS system.takes a residential mortgage loan application or offers or negotiates the terms of a residential mortgage loan, for any dwelling located in Alaska is required to have this license. Independent Loan Processor or Underwriter: A loan processor or underwriter who is an independent contractor is required to have this license. See Chapter 06.60 .If you already have a mortgage serviced by Alaska USA, you can view your mortgage history online. Alaska USA can streamline the homebuying process by providing you with home insurance. For current rates, visit alaskausa.org or call 907-786-2800 in Anchorage or 888-425-9813 outside Anchorage.This contest ends on July 25th. We are a local mortgage broker for all residential loan types in Alaska. At Premier Mortgage, we will do everything we can to help you with your Residential Financial needs for Conventional, VA, FHA, and USDA loans in Wasilla, Anchorage, and all locations in Alaska. Apply Now.Financing for manufactured housing located in a mobile home park or on land (not attached to a permanent foundation). Rural Non-Owner-Occupied Loan Financing to purchase or renovate rental housing in small communities. Long-term financing is also available for owner-built, newly constructed rental housing.The 30-year fixed-rate mortgage is the most popular type among Alaska home loans for buying a home, but loans of 10, 15 and 20 years are also available. And the shorter the loan, the lower your mortgage rate. 15-year loans are a popular option for refinancing, as they usually offer a significantly lower rate than 30-year loans.
First-time home buyer assistance programs in Alaska and across the U.S. offer loans, grants, down payment assistance and tax credits. But availability and qualification requirements can vary. Contact your U.S. Bank mortgage loan officer for more information about programs available in Alaska. Find a mortgage loan officer in Alaska.Credit Karma members with mortgages in Alaska saw average mortgage debt of $241,435 in 2020 and an average monthly mortgage payment of $1,516. That puts Alaska above the average for both mortgage debt and average monthly mortgage payments compared to Credit Karma members across the U.S. in 2020.We are an mortgage broker that offers Alaska mortgage loans to the public. Mortgage Miracles Happen, LLC gets wholesale pricing and passes on the savings to the public for these loan products. We work with many different lenders that offer all types of different mortgage products, they each specialize in different types of products, credit types.Continuous training – Our loan officers are required to attend continuous training on the reverse mortgage loan options as well as advanced planning and utilization techniques to ensure all of our clients in the Alaska area are being served in the best way and their reverse loans are structured properly.Mortgage Relief – Alaska Housing Finance Corporation. If you’re struggling with your mortgage, Alaska Housing Finance Corporation (AHFC) has programs and resources that can help. . Senior Mortgage Loan Originator Direct: (907) 228-4242 NMLS # 424423. Contact Sarah. Joyce Cummings. Mortgage Loan Originator Direct: (907) 518-0604 NMLS # 424421.
In Alaska, the median property tax rate is 1.04% of a home’s assessed fair market value. This equates to a median property tax of nearly $2,724 per year for a home with the current median value of $261,900. However, given how large the state is and the various population centers, those values vary greatly depending on location and property value.Tel: (877) 763-6237. Email: [email protected] Best Alaska VA Mortgage Lender: Residential Mortgage, LLC. A subsidiary of Northrim Bank, Residential Mortgage, LLC was founded in 1998 with only 30 employees. Today, they have over 125 employees spread out between a dozen offices that service multiple states.20 Hour SAFE Comprehensive: MLO Pre-Licensure Course Packages. Getting a Mortgage Loan Officer License starts by completing your Alaska Pre-Licensure Education. In only 20 hours, you can complete your education and be enrolled in the NMLS database, ready to start originating loans.Today’s mortgage rates in Alaska are 5.833% for a 30-year fixed, 4.969% for a 15-year fixed, and 4.551% for a 5-year adjustable-rate mortgage (ARM). Get my lender match First-time home buyer.Visit our new Mortgage Loan Servicing Center to put powerful, best-in-class technology at your fingertips.Search for Alaska mortgage lenders About Bankrate Score & Consumer Reviews Our advertiser offerings stretch from coast to coast. Bankrate consumers have provided valuable ratings and reviews.Contact your First National Bank Home Loan Specialist to assist in finding the perfect loan. Lindwood Parker Anchorage Mortgage Loan Originator [email protected] current average 30-year fixed mortgage rate in Alaska remained stable at 5.03%. Alaska mortgage rates today are 1 basis point higher than the national average rate of 5.02%. The Alaska mortgage interest rate on May 1, 2022 is up 9 basis points from last week’s average Alaska rate of 4.94%.
Alaska: 70% of appraised value, less the current balance of the underlying loan. (3) Interest rate is dependent upon the credit qualifications of the borrower (s). (4) The annual percentage rate (APR) reflects not only the interest rate but also the fees you have to pay to get the loan.Alaska is an adventurous place to buy a home with almost 320,000 housing units and a homeownership rate of 66%, according to the U.S. Census Bureau’s 2018 American Community Survey. Alaska’s median.Alaska Mortgage Overview. Alaska’s nickname is the ‘Last Frontier’ because it was the last state to join the union. It’s also unique because it has one of the highest conforming loan limits in the United States, with a limit of $822,375 in 2021 and FHA loan limits from $356,362 to $545,100 depending on the county.Alaska mortgage overview As of August 2020, home shoppers in Alaska can expect to find a median list price of about $282,900, which is on par with the national average, according to Zillow. In.EXPERIENCE COUNTS Our mortgage experts have experience that others in the industry simply can’t match. Decades of experience working with people from all walks of life, taking the time to understand your needs and match you to a home loan that’s as unique as you are.